Personal Loan Eligibility

Personal Loans Intrest Rates :

BANK/NBFC

Interest Rate

Loan Amount

Tenure

Processing Fees

Locking Period

Foreclosure Charges

ICICI Bank

10.99% - 17.99% Per Annum

50k to 25Lakhs

12 to 60 Months

From Rs. 999/- Up to 2.0% of the loan amount and applicable Service Tax

6 Months

Allowed after 6 EMIs, up to 5%

HDFC Bank

10.99% - 20.00% Per Annum

50k to 40Lakhs

12 to 60 Months

From Rs. 1500/- Up to 2.5% of the loan amount

1 Year

Allowed after 12 EMIs, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%

Kotak Bank

11.00% - 24.00% Per Annum

1Lakh to 30Lakhs

12 to 48 Months

Up to 2.50% of the loan amount and applicable Service Tax

1 Year

Upto 4%

IDFC Bank

11.69% - 15.00% Per Annum

1Lakh to 20Lakhs

3 to 60 Months

1.5% of the loan amount

3 Months

Allowed after 1 EMIs, 2 - 2.5% of outstanding amount

Bajaj Finserv

12.00% - 16.00% Per Annum

1Lakh to 20Lakhs

12 to 60 Months

Up to 2.0% of the disbursed loan amount

1 Month

For Flexi Product 0% and Normal PL Upto 4%

Indusind Bank

11.49% - 20.00% Per Annum

1Lakh to 20Lakhs

12 to 60 Months

Up to 2% of the loan amount

1 Year

Upto 4%

RBL Bank

14.00% - 20.00% Per Annum

1Lakh to 20Lakhs

12 to 60 Months

Up to 2.0% of the loan amount and applicable Service Tax

1 Year

Upto 2.0 to 4.0%

Fullerton

17.25% - 35.00% Per Annum

65k to 20Lakhs

12 to 60 Months

Up to 3.5% of the loan amount

6 Months

Upto 4%

Tata Capital

11.49%-19.00% Per Annum

75k to 20Lakhs

12 to 72 Months

From Rs. 999/- Up to 2.0% of the loan amount and applicable Service Tax

6 Months

Upto 4%

Capital First

12.00% - 35.00% Per Annum

1Lakh to 15Lakhs

12 to 60 Months

Up to 2.0% of the loan amount and applicable Service Tax

1 Year

5% of principal outstanding